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How to Claim SSDI for Adult Disabled Children


Did you know you could file to claim to get Social Security Disability Insurance benefits to provide for adult disabled children.

Parents in Chattanooga, Tennessee with adult disabled children have unique worries about how to provide care for these children. Whether the cause is a physical disability or a mental disability, the concerns are the same and they are shared by a large number of people.

According to the Disability Planning Data website, 16.2 percent of the state's population between the ages of 16 and 64 is disabled. In Hamilton County, 13.7 percent of the population in the same age range is disabled. Of the county's disabled population, 62.7 percent are not considered to be in the workforce. For the 37.3 percent that are deemed in the workforce, 5.4 percent are unemployed. Identifying means of care for adults with disabilities severe enough to prevent employment often falls to their parents.

Social Security Disability Insurance benefits, often referred to as SSDI benefits, can be claimed by parents for the purpose of providing this care if the parents and the children meet the required stipulations and eligibility requirements.

Eligibility Requirements For SSDI For Persons With Adult Disabled Children

Parents who are considering filing for Social Security Disability to provide assistance in caring for their adult disabled children need to meet specific criteria. As outlined by the Social Security Administration, this includes the following:

  • Parents must have earned disability benefits via their employment and associated payments into the social security system in the form of social security taxes.

  • Adult disabled children must be of legal adult age when their parents make the applications for Social Security Disability benefits.

  • All disabilities are required to have been diagnosed by medical professionals before the time that the children reach the age of 22.

  • Disabled adult children are allowed to get married so long as their spouses have disabilities of equal or greater severity.

  • Disabled adult children are allowed to hold jobs so long as their total employment income is less than the amount of money paid in the form of SSD benefits.

Expenses such as bus fare or taxi fare identified as essential to transport adult disabled children to and from work can be deducted from the total job income.

Recommendations For Parents With Adult Disabled Children

The claim process for Social Security Disability benefits can seem lengthy and complicated but it may be a crucial one for people with adult disabled children. Working with an experienced attorney is recommended when seeking these benefits and filing the appropriate documentation.


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